Comments on: 5 Tips: Finances When Moving Abroad http://www.designmom.com/2013/06/5-tips-finances-when-moving-abroad/ The Intersection of Design & Motherhood Tue, 23 Sep 2014 05:17:10 +0000 hourly 1 http://wordpress.org/?v=3.5.1 By: Taido Chino http://www.designmom.com/2013/06/5-tips-finances-when-moving-abroad/comment-page-1/#comment-631252 Taido Chino Mon, 19 Aug 2013 12:48:38 +0000 http://www.designmom.com/?p=37519#comment-631252 This post is a life saver. In the process of moving my family to Scotland for a three year stint, and points 1 and 5 are must haves. We also have a credit card from British Airways that has no fees associated with it and gives the market exchange rate. Helpful. Anyone ever heard of or use Tranzfers.com? It looks like they may best XE by a penny or so.

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By: natasha http://www.designmom.com/2013/06/5-tips-finances-when-moving-abroad/comment-page-1/#comment-512401 natasha Mon, 01 Jul 2013 21:15:40 +0000 http://www.designmom.com/?p=37519#comment-512401 Great info. Have you found xe.com admin charges to be cheaper than western union?

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By: xiaolinmama http://www.designmom.com/2013/06/5-tips-finances-when-moving-abroad/comment-page-1/#comment-507561 xiaolinmama Mon, 24 Jun 2013 15:16:00 +0000 http://www.designmom.com/?p=37519#comment-507561 We’re headed abroad for a year Gabby. And will be living in Europe for 6 mos. These tips are SUPER helpful. Also signed up my daughter for k-12 at your suggestion. We’re off next month…
Thank you.

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By: derek http://www.designmom.com/2013/06/5-tips-finances-when-moving-abroad/comment-page-1/#comment-506857 derek Sun, 23 Jun 2013 01:40:08 +0000 http://www.designmom.com/?p=37519#comment-506857 Yes, you guys are crazy for not having a no international fee credit card. Not only are you sometimes paying the 3%(!) foreign transaction fee, you are throwing away the 1.5% rewards for using a credit card.

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By: Weekend Links - Life With a Mission http://www.designmom.com/2013/06/5-tips-finances-when-moving-abroad/comment-page-1/#comment-506522 Weekend Links - Life With a Mission Sat, 22 Jun 2013 10:07:00 +0000 http://www.designmom.com/?p=37519#comment-506522 [...] 5 Tips: Finances When Moving Abroad :: Gabrielle from Design Mom [...]

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By: hollee @moxiblog.com http://www.designmom.com/2013/06/5-tips-finances-when-moving-abroad/comment-page-1/#comment-505831 hollee @moxiblog.com Fri, 21 Jun 2013 10:13:38 +0000 http://www.designmom.com/?p=37519#comment-505831 Thought you guys might like to know- I don’t know if it’s a perfect solution for VPN- but it does the job for us and is FREE.
VPN. http://tunlr.net
Stream video and music, whenever and wherever you want for FREE!
Do you want to stream video or audio from U.S.-based on-demand Internet streaming media providers but can’t get in on the fun because you’re living outside the U.S.? Fear not, you have come to the right place. Tunlr lets you stream content from sites like Netflix, Hulu, MTV, CBS, ABC, Pandora and more to your Mac or PC. Want to watch Netflix or HuluPlus on your iPad, AppleTV or XBox 360 even though you’re not in the U.S.? Tunlr lets you do this.

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By: hollee @moxiblog.com http://www.designmom.com/2013/06/5-tips-finances-when-moving-abroad/comment-page-1/#comment-505829 hollee @moxiblog.com Fri, 21 Jun 2013 10:07:19 +0000 http://www.designmom.com/?p=37519#comment-505829 We live in Switzerland and shop from amazon.de. I use our us account no problem- it was automatic! As an added note- you can open any of the foreign language sites in “Google chrome” browser and it can translate it automatically- so you wont have to follow along on a different site!

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By: Willa http://www.designmom.com/2013/06/5-tips-finances-when-moving-abroad/comment-page-1/#comment-505695 Willa Fri, 21 Jun 2013 02:03:18 +0000 http://www.designmom.com/?p=37519#comment-505695 When moving abroad for two years I ended up switching from a big bank to a credit union for just this reason: they offered a no-fee-at-foreign-ATMs debit card. One more reason to look into the little guys; they often have unique, client-friendly perks like this.
(Also, you usually get reciprocity at other domestic credit unions if you’re traveling or moving within the states. There is a nationwide network of CUs and you can walk into any branch to do your banking if they’re a member of the network.)

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By: Shannon A http://www.designmom.com/2013/06/5-tips-finances-when-moving-abroad/comment-page-1/#comment-505598 Shannon A Thu, 20 Jun 2013 18:25:01 +0000 http://www.designmom.com/?p=37519#comment-505598 We are Americans currently living in Germany. We use a VPN called MyExpatNetwork, which is about $7 per month…and like Gabby, we access Hulu and Netflix using it, as well as YouTube content that is not available in Germany (you’d be surprised how much is blocked here due to copyright issues).

A couple of things I wish I’d done before we left the States: 1) Gotten a credit card with no foreign transaction fees. We still managed to get one, but had to jump through hoops to get it once we *already* lived overseas and they knew we’d have lots of foreign transactions. 2) Checked our other credit cards to make sure they had European “chip” technology and PIN codes for usage — many points of sale systems won’t accept our cards because they don’t have this “smart” tech embedded, even though lots of times the US banks will tell us that they do…so we use a lot of cash! Agree that it’s best if you have a banker “back home” that knows you, who can help you out when you need it — we bank with a bigger bank, and on more than one occasion we’ve been really sorry that was the case.

Oh, and another thing — while I know from my best friend that checkbooks are still used all over France, Germans where we are wouldn’t know what to do with one. Everywhere you go, people just give you their bank account info (name, account number, bank code), and expect you to transfer the money into their account — this is true for private school tuition, preschool tuition, utilities, payments to other people, and…wait for it…when you get a parking ticket here, the ticket is a deposit slip you’ll use to deposit the amount directly into the bank of the Stadt Polizei! I think this is insanely convenient, actually. Not sure how these are handled in the USA now, but when we lived there before we always had to send a check via mail.

Gabby — have you said what’s next for you guys? Where to, after France?

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By: Dariela http://www.designmom.com/2013/06/5-tips-finances-when-moving-abroad/comment-page-1/#comment-505354 Dariela Thu, 20 Jun 2013 05:38:09 +0000 http://www.designmom.com/?p=37519#comment-505354 These are such great tips!! I don’t need them myself but I can recommend them to friends and family that live out of the US! Thanks!

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By: Mylien http://www.designmom.com/2013/06/5-tips-finances-when-moving-abroad/comment-page-1/#comment-504957 Mylien Wed, 19 Jun 2013 02:39:08 +0000 http://www.designmom.com/?p=37519#comment-504957 Love this post!
We had to switch Banks after 20 years with same banker due to a move (AZ) and have yet to have same banker every year! So (2) doesn’t work for me.
We use our iPhone to communicate with others via FaceTime And Line (Japan) and make calls to (Japan) for free!
Check other countries custom on excepting checks. Japan takes mostly cash and some places will not credit cards, only cash or debit card.
VPNs- if you travel frequent you’ll want to make sure that your VPN provider has servers in the country you travel to.
Also I notice some online sites will not ship clearance items internationally. :(

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By: Alice http://www.designmom.com/2013/06/5-tips-finances-when-moving-abroad/comment-page-1/#comment-503927 Alice Sun, 16 Jun 2013 16:01:38 +0000 http://www.designmom.com/?p=37519#comment-503927 I wondered how you accessed Hulu, now I know!

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By: Sarah K http://www.designmom.com/2013/06/5-tips-finances-when-moving-abroad/comment-page-1/#comment-503172 Sarah K Sat, 15 Jun 2013 06:44:09 +0000 http://www.designmom.com/?p=37519#comment-503172 Those are great tips! the VPN would have come in so handy when I lived in France–I didn’t know there was anything like that! Go technology. :)

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By: Kelsey http://www.designmom.com/2013/06/5-tips-finances-when-moving-abroad/comment-page-1/#comment-503117 Kelsey Sat, 15 Jun 2013 03:34:58 +0000 http://www.designmom.com/?p=37519#comment-503117 This is one of those posts that has no real relevance to my life right _now_, but I’m sitting here reading it and nodding eagerly, like: ok good to know ALLOW ME TO MAKE NOTE. Definitely one of those nice little reads that you bookmark for later– because if and when it’s relevant, I’ll be sitting here rubbing my face against the screen and trying to will it forth from google, haha. :) Thanks!

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By: Cathy Thelen http://www.designmom.com/2013/06/5-tips-finances-when-moving-abroad/comment-page-1/#comment-502930 Cathy Thelen Fri, 14 Jun 2013 15:31:54 +0000 http://www.designmom.com/?p=37519#comment-502930 Kris, where in Brazil? We have lived there for two and half years. Hope my post will help you. We also do US Netflix.

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By: Cathy Thelen http://www.designmom.com/2013/06/5-tips-finances-when-moving-abroad/comment-page-1/#comment-502929 Cathy Thelen Fri, 14 Jun 2013 15:29:38 +0000 http://www.designmom.com/?p=37519#comment-502929 We use Charles Swab banking. You can use your debit card anywhere in the world no fees. You get the bank rate for currency. Other Atm’s charge you a fee but Charles Swab refunds it back to you. They are an online bank with very few actual bank building. Helps keep overhead low.
After you get your VPN there’s another service called http://www.ustvnow.com that you can get for a reasonable price to watch TV. We use Roku to get TV service. The Roku gives you so many options. You pay for it once and that’s it.

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By: Kris http://www.designmom.com/2013/06/5-tips-finances-when-moving-abroad/comment-page-1/#comment-502878 Kris Fri, 14 Jun 2013 13:51:34 +0000 http://www.designmom.com/?p=37519#comment-502878 This is such a great post. I am an American living in Brazil and found so many useful things I had to pass it on to my little expat group here! Thank you so much for sharing your great experience.

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By: Bekah http://www.designmom.com/2013/06/5-tips-finances-when-moving-abroad/comment-page-1/#comment-502855 Bekah Fri, 14 Jun 2013 12:38:15 +0000 http://www.designmom.com/?p=37519#comment-502855 Through my father in law, we have USAA, which is the armed services bank. When we were in grad school and country hopping, they took great care of us. They are great for ex-pats because they are used to working with deployments. Now anyone who has ever been in the military is eligible for their benefits. We got our children accounts through them so that they will be eligible when they are older.

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By: PARIS BEE kids blog http://www.designmom.com/2013/06/5-tips-finances-when-moving-abroad/comment-page-1/#comment-502847 PARIS BEE kids blog Fri, 14 Jun 2013 12:17:03 +0000 http://www.designmom.com/?p=37519#comment-502847 Didn’t know about XE and will check it out! When opening a bank account, especially here in France, it’s good to check their policy of their transfers as some banks do allow you to transfer on in the internet or to email a scanned wire order directly to the person who oversees your account. LCL for example.

My only tip is perseverance. Because financial transactions between your old country and your new one can be very tricky. Especially things like opening a bank account here in France. Everything takes longer. Plus you really need to pay attention as the credit card system is very different here as well from North America. Reading your account info and knowing your options is the best thing one can do!

xoxo PARIS BEE kids blog

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By: The Paris Busy Bee Blog http://www.designmom.com/2013/06/5-tips-finances-when-moving-abroad/comment-page-1/#comment-502841 The Paris Busy Bee Blog Fri, 14 Jun 2013 12:00:18 +0000 http://www.designmom.com/?p=37519#comment-502841 This is fantastic Gabrielle! I’ve linked it up to my Friday sweet links! Happy weekend! http://www.busyasabeeinparis.com/2013/06/summers-coming-my-friday-sweet-links.html

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